Saving for your retirement can be a challenge. Chances are you’ve shopped around for the perfect account to house your hard-earned cash. Our certificates of deposit (CDs) offer great rates, and will help you earn interest over a fixed period of time. Citizens Bank’s CDs have high interest rates and are structured to help you preserve your nest egg and earn a greater return.
Citizens Bank offers the following high-yield CDs:
Learn more about our certificates of deposit.
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All accounts and services are subject to approval. IRA distributions may be subject to state taxation depending on the tax law of your state. * Citizens Bank does not offer tax advice. Consult your tax advisor for IRA eligibility rules and your individual circumstances. Please refer to the Personal Deposit Agreement and Fees and Features Guide for fees and information. See a banker for details and FDIC insurance limitations. Fees may reduce earnings.
**IRA contributions via Steady Save® are for current-year contributions only. See a banker to make a prior-year contribution. The Citizens Bank IRA Savings Plan consists of a Variable Rate IRA Savings account accompanied by Steady Save. On your statement, your account will be titled Variable Rate Savings IRA.